There are more than a thousand mutual funds. Let's find the best one for you.

Invest now
01. Features

Invest in a tailor-made long term mutual fund portfolio to achieve your financial goals

Tax Saving

Invest in ELSS mutual funds to reduce your taxable income by upto ₹1,50,000 every year.

Lower Volatility

A mutual fund enjoys lower volatility in comparison to other instruments as it's a diversified portfolio in itself.

A multitude of options

Choose from a wide array of mutual funds ranging from debt, equity, hybrid and more

02. Methodology

Efficient Frontier Theory

Using the Efficient Frontier Theory, we compare and identify mutual funds which offer the highest returns for a given level of risk. Each dot in the image below is a mutual fund, the green dots offer far more returns than the blue ones for the same amount of risk. Guess which ones we prefer?

Choosing the wrong fund is a costly mistake,

but that can be avoided

Many would have you believe that choosing the right mutual fund is simple, fast, and can be automated. However, academic research shows that it can take upwards of a 100 hours annually to do all the research by yourself. Taking the help of an advisor and using analytical tools such as the Efficient Frontier Theory significantly improves the odds of identifying the fund that matches your investing goals, risk appetite and increases your returns.

+5.1%
Higher returns by using EFT and tax loss harvesting
117
Hours required to replicate this strategy by yourself
6.3%
Amount of risk you can reduce by avoiding overexposure to certain stocks or macroeconomic events

Many would have you believe that choosing the right mutual fund is simple, fast, and can be automated. However, reports shows that it can take upwards of a 100 hours annually to do all the research by yourself.

Taking the help of an advisor and using analytical tools such as the Efficient Frontier Theory significantly improves the odds of identifying the fund that matches your investing goals and risk appetite.

Explore the myriad options available

How is this different than investing with other mutual fund distributors?

All others are simply online platforms with little in the way of guidance, even worse, they dont have a holistic picture of your finances. Minance is with you every step of the way from chosing the appropriate funds to tracking and rebalancing your portfolio. We help you do more.


Explore the asset classes you can invest in

Small Cap Funds

Funds that invest in smaller companies with the potential for high growth. These stocks have a high beta and are very volatile.

Mid Cap Funds

While similar to small cap funds, they are relatively safer.

Foreign Feeder Funds

These are funds investing in mutual funds of ETFs of other countries. They are exposed to currency risk.

Multi Cap Funds

These funds invest across large, mid, and small cap companies, thus striking a balance between risk and returns.

Large Cap Funds

Large cap funds invest mainly into 'Blue-Chip' companies. These funds are among the more conservative equity mutual funds available.

ELSS Funds

These are funds with a lock-in period of three years and offer tax saving benefit under Section 80C. They invest mainly in equities.

Hybrid Funds

These funds invest in a combination of debt and equities. The ratio depends on how aggressive or conservative the fund is

Corporate Bond Funds

There are debt fund which invests mainly in the highest rated corporate bonds.

Dynamic Bond Funds

These funds invest in debt of varied durations of both private credit and Goverment Bonds.

Money Market Funds

These funds invest in money instruments such as commercial paper and bank debt with a maturity of upto 1 year.

Long Dated Gilt Funds

These are debt funds investing predominately in Government securities of varying duration.

Low Duration Funds

An open ended debt scheme investing in instruments with a duration between six months to one year and used as an alternative to fixed deposits. These face some interest rate risk but offer higher returns than FDs.

Ultra Short Term Funds

An open ended debt funds investing in instruments with a duration between 3 to 6 months. These are low risk funds used as a better alternative to fixed deposits. They earn a higher returns and are tax efficient in periods of high inflation.

Liquid Funds

These are funds invest in securities that mature within 91 days. We use these funds to avoid interest rate risk and park your idle cash whenever required.


Can I move my money out if I want to?

Yes, you can withdraw your money at any time with no fees. ELSS funds are an exception, they have a lock in for three years.

What does opening a new account involve?

We help you open an Angel Broking demat account. Your depository is CDSL who acts as the custodian of your funds.

What are the costs to invest? Are these regular funds?

We’re glad you asked. Minance does not charge any fees for your mutual fund investments. Your investments will be in regular plans.

How much do I need to invest?

You can get started with ₹1,00,000 and choose to continue with an SIP afterwards.

Can I have Assets Pay Cash on my mutual funds?

Yes, you can use the same mutual funds to earn extra returns through Assets Pay Cash.

Can I transfer my existing mutual funds?

Yes, you don't need to sell your investments to move them. We make the transfer process free, simple, and tax-efficient.

Will you look after my portfolio?

Yes, our algorithms track global and local events and analyse their impact on your mutual funds. Whenever a change is required, your investment manager notifies you.

Will you help me rebalance and prune my portfolio?

Yes, Minance helps your rebalance your portfolio at least once a year or whenever necassary.

Ready to get a second opinion on your mutual funds?

Speak to our Investment Managers

Get in touch